The Verif-AI service ("Verif-AI", "we", "us", "our") is operated by KAISARK INNOVATIONS LTD, a private company limited by shares registered in England and Wales. References to "you" or "your" mean the individual or organisation accessing the service.
By creating an account, generating a report, or using the API, you confirm that you have read these Terms and agree to be bound by them. If you do not agree, please do not use the service.
Verif-AI is a UK company due-diligence platform. It ingests public filings made by UK companies at Companies House, parses them, computes derived metrics (ratios, the TrustScore, biggest movers, peer benchmarks) and presents the result as a structured report or via the Developer API.
The service is offered in three forms:
To use Deep Dive or the Developer API you need an account. You're responsible for keeping your password secure and for any activity that takes place under your account. Tell us at support@verif-ai.co.uk as soon as possible if you suspect unauthorised use.
You agree not to:
Deep Dive reports are paid for using credits. Credits are sold in packs through the credit purchase page. Prices listed at the time of purchase apply, and any VAT due will be shown at checkout. Payment is processed by our payment partners (currently Stripe).
Credits do not expire while your account is active.
If a Deep Dive report fails to generate, or generates with materially incomplete data because of an extraction problem on our side, we will either:
To request this, email the report ID to support@verif-ai.co.uk within 30 days of the report being generated. We respond within one working day.
We do not refund a Deep Dive report on the basis that the underlying Companies House data is incomplete or out of date. The report reflects the filings the company itself has made; missing fields in the source filing are not an extraction failure on our side. Where this is the cause we will explain it in the response.
Under the UK Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, consumers may cancel a credit pack purchase within 14 days of purchase and receive a refund of the unused portion. Used credits are non-refundable. To request a cancellation refund, email support@verif-ai.co.uk with your account email and the order reference.
Business customers (where the purchase is made for purposes related to your trade, business, craft or profession) are not covered by the consumer cancellation right above, but the failed-report refund in section 4.1 always applies.
The Verif-AI software, the report layouts, the TrustScore algorithm, the narrative commentary and the design system are all owned by KAISARK INNOVATIONS LTD. The underlying data — company filings, officer details, PSC declarations — comes from Companies House under the Open Government Licence v3.0 and is not owned by anyone, including us. You may share the reports we generate for you with colleagues, counterparties or clients in the normal course of business.
Verif-AI is a structured presentation of public data and a set of computed signals derived from that data. It is not:
The TrustScore, the trading verdict ("Trade / Trade with Caution / Do Not Trade"), and the narrative commentary are decision support tools. The decision belongs to you.
To the maximum extent permitted by law, KAISARK INNOVATIONS LTD's total liability to you in connection with the service in any 12-month period is capped at the greater of (a) £100 or (b) the amount you have actually paid us for the service in that period.
We are not liable for any indirect, consequential or special losses, including loss of profit, loss of business, loss of goodwill or losses arising from a commercial decision you took on the basis of a Verif-AI report.
Nothing in these Terms limits or excludes our liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be limited or excluded under English law.
You may close your account at any time from the Privacy Dashboard in account settings. We may suspend or terminate accounts that breach these Terms (including the acceptable-use rules in section 3) or that we have a reasonable basis to believe are being used for fraudulent or unlawful purposes. Where reasonable, we will give notice and an opportunity to remedy the breach before terminating.
On termination, we delete the personal data associated with your account in accordance with the retention rules described in the Privacy Policy. Reports you have already generated and shared via public URLs will be removed; downloaded PDFs you hold remain in your possession.
We may update these Terms from time to time, in particular to reflect changes in UK regulation or in the way the service works. The "Last updated" date at the top of this page changes when we revise it. Material changes will be notified to logged-in users at next sign-in.
These Terms are governed by the laws of England and Wales. Any dispute arising out of or in connection with the service or these Terms is subject to the exclusive jurisdiction of the courts of England and Wales, except where you are a consumer entitled to bring proceedings in your country of residence under applicable consumer law.
Questions about these Terms, refund requests, account issues and any other support enquiries: